Financingthat does not hold up your project
Taking care of a home is a big investment. We keep the money side simple: in-house payment plans on qualified projects, and third-party financing through Wisetack for larger ones.
In-house payment planson qualified projects
On qualified projects we can work with you on financing in house. That means the arrangement stays between you and us, no application to a third party, no waiting on somebody else’s decision before we can put you on the schedule.
It comes up most often on repairs and mid-sized jobs, where a homeowner needs a little room on the timing rather than a formal loan. Whether we can offer it depends on the scope of the work, so ask us when we are out looking at the property and we will tell you straight.
Either way, the price and the schedule are the same. How you pay does not change what we charge, what we install, or when we get to you.
Third-party financingthrough Wisetack, for larger projects
For larger projects, third-party financing is available through Wisetack. You can prequalify online before your estimate, so you can look at your options before we have even been out to the property.
You can also apply directly inside your estimate. When we send it over, the application is on the same screen as the number we quoted, so there is no second appointment and no separate paperwork trip.
Approval and terms are decided by Wisetack’s lending partners, not by us, and we will not pretend otherwise. What we can do is answer what the project side of it means and get you on the schedule as soon as you are ready. If you would rather talk it through, call or text (904) 707-6546.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners.
What we can financeacross the whole exterior
We hold a Certified Roofing Contractor licence (CCC1335155) and a Certified Building Contractor licence (CBC1270530), so a financed project is not limited to the roof.
Roof replacement
The project most people ask about. Shingle, metal and low-slope systems, on the same schedule and with the same warranties whether you finance it or not.
Repairs that came in bigger
A repair that turns out to be structural, or a leak that has been running longer than anyone realised. Smaller balances are usually where an in-house plan fits best.
Exterior projects
Siding, windows and doors, painting, gutters, decks, screened enclosures and pavers: the whole exterior, not just the roof.
Selling the home?Pay at closing instead
If a roof is holding up a sale and the funds are not available yet, we can do the work now and take payment at closing. Nothing due up front.
We estimate what the property needs, put it in a written contract, and schedule close to the closing date so it disrupts the seller and the buyer as little as possible. At completion the title agency gets a certificate of completion, finished photos, the contract and our invoice, and we coordinate the check with them directly so it comes out of the funds paid at closing.
It is handled in house by the same project team doing the work, with an open line to the agent throughout.
Financingquestions we get asked
Yes. We offer in-house payment plans on qualified projects, and third-party financing through Wisetack for larger projects. Which route makes sense usually depends on the size of the project and what you are trying to do with the payment. We will walk you through both rather than pushing you at one.
There are two ways in. You can prequalify online through Wisetack before your estimate, using the link on this page, or you can apply directly inside the estimate we send you, from the same screen, with no second appointment. If you would rather talk it through with a person first, call or text us and we will go through it on the phone.
The lender does, not us. Third-party financing through Wisetack is provided by its lending partners, and approval and terms are their decision. Prequalifying lets you see your own options before you decide anything, and we are happy to answer questions about the project side while you look.
It means we carry the arrangement ourselves instead of handing you off to a lender. We use it on qualified projects, most often on repairs and mid-sized jobs, so a homeowner is not forced into an application for a balance that does not need one. Whether we can offer it comes down to the scope of the work, so it is a conversation rather than a fixed product.
No. Our estimates are free and there is no obligation attached to one. Get the estimate, see the real number, and then decide how you want to handle it. Nothing about the price or the schedule changes based on how you pay.
If the roof needs work before a sale closes, we can do the work and collect at closing instead of asking for money up front. We coordinate the paperwork with the title agency directly (certificate of completion, finished photos, contract and invoice) so it comes out of the funds paid at closing. That is handled in house by the same project team doing the work.
Get the number firstthen decide how to pay it
Estimates are free and there is no obligation. Call or text us, we will come look at the property, and you will have a real figure, with financing options attached, before you have to decide anything.
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